Refer and Earn Apps : Get Free Paytm Cash, Mobile Recharge and More

Refer and Earn Apps

Refer and Earn Apps in India: Everyone loves to earn money and one of the quickest methods to earn quick money is referring Android/iOS mobile apps to friends or family members. There were a lot of cool apps which gave us free mobile recharge. In this post, we will mention almost all the important apps which give us quick cash after referring the same to someone.

What does refer and earn program mean?

A lot of companies & startups need to gain customers to run their business effortlessly. So, they simply use this referral program technique. So that people will download their and use it. This strategy is used to promote apps, once they got enough downloads and gained a good number of customers, they shut down these promotions (some companies do this and some not). This is how to refer and earn program works.

Refer and Earn Apps: Complete List of Apps

  • Google Pay/Tez app – Earn Rs.51 each referral. Invite link – click here.
  • PhonePe – Earn Rs.75 each referral. Earn up to Rs.7500. Invite link – click here.
  • Oyo Rooms Invite and Earn offer: Get Rs.1000 on signup and Rs.200/referral and Paytm cash Rs.50.
  • CreditMantri Refer and Earn offer – Get Rs.100 Paytm Cash.
  • Databuddy App – Refer and Earn offer- Get up to Rs.212 Paytm cash.
  • Fynd App – Earn Rs.1000/referral
  • Freecharge – Earn Rs. 50/referral
  • Unocoin App – Earn Rs.10 Paytm cash.
  • Savemonk Cashback App: Rs. 20.
  • Cashninja App: Refer and Earn Rs.25.

Best Refer and Earn Apps in India

Google Pay/Tez app Refer and Earn Program:

Google Pay

Did you know that nowadays UPI Payments is a trend and it is easy to use compared to other players like Paytm, Freecharge, Mobikwik etc? Google Pay/Tez is giving Rs.51 as signup bonus and again Rs.51 as a referral bonus.

  • First Download the Tez App here.
  • Open Google Pay/Tez App, enter your phone number that is already registered with your bank.
  • Verify your mobile number with OTP.
  • Now add your bank account by clicking on the bank account.
  • After adding make your first transaction of Rs.1 to 7047335538 using Google Pay app and get Rs.51 directly into your bank account.
  • Now you have to refer your friends using your Tez referral code and get Rs.51 directly to your bank account.  By this, you can earn up to Rs.9000 from Google Pay/Tez.
  • This Rs.51 referral offer is for a limited time.

PhonePe Refer and Earn Program:

Phonepe Logo

The PhonePe app is a similar UPI app by Flipkart. Through this app, you can do UPI transactions and it also has a refer and earn program. Not only UPI transactions, but you can also recharge your phones, DTH, Data Card. Plus, pay your electricity bills and buy digital gold too.

  • Download the PhonePe app from here
  • Register your phone number with which your bank account is registered.
  • Within the PhonePe app click on ‘add bank’.
  • Choose your bank in which you have an account.
  • Enter the UPI pin if you already have one or else create a new UPI pin.
  • Enter the last 6 digits of Debit card.
  • After creating UPI pin do one UPI transaction of any amount to get Rs. 100 instantly.
  • If you refer your friends then you will get Rs. 100 for referring them.

Oyo Rooms Refer and Earn offer:

Oyo Rooms

Oyo Rooms is basically a mobile app through which you can book hotel rooms instantly with quick easy payments. You can get hotel rooms for free with the help of Oyo Rooms refer and earn program.

  • First download the OYO Rooms app from Google Play Store or App Store.
  • Signup with the Invite code.
  • Once you have signed up, verify the OTP number.
  • Now you will get Rs.1000 worth OYO Money as a referral bonus.
  • Now start referring your friends and earn Rs.200 on their signup and Rs.800 when your friend books a hotel room using Oyo rooms app.
  • You can earn maximum Rs.5000 Oyo money and Rs.500 Paytm cash.

CreditMantri Invite and Earn Offer:


CreditMantri have both an app and website that helps you to watch your credit score and improve it if it is not already. In addition to that it also gives best loan offers that suits your budget. CreditMantri gives you Rs.100 Paytm wallet cash for every 3 friends you invite through your referral link.

  • Visit CreditMantri portal.
  • Now enter your phone number and verify your OTP.
  • Now enter your personal details like Name, Email Address, PAN card details and others.
  • Click on submit to see your credit score.
  • Go to Menu – Refer and Earn – get your own referral link.
  • Share that referral link with your friends.
  • When your 3 friends signup and check their credit score, you will get Rs.100 Paytm cash as early as possible.
  • No maximum limit for referral cash, you can invite unlimited friends to earn more cash.
  • It may take upto 5-7 days to credit into your Paytm wallet.

Databuddy App Refer and Earn Offer:


Data Buddy is a social app that gives you Paytm wallet cash and PayPal cash for doing simple tasks like sharing pics, GIFs and downloading trending Android apps.

  • Download the Databuddy app from Google Play Store.
  • Now install and open the app.
  • Enter your mobile number and verify your OTP.
  • Now, you will get Rs.10 as signup bonus and Rs.15 as a referral bonus. Total Rs.25 rupees.
  • Refer your friends to earn money from it.
  • Share the referral link with your friends, family and get Rs.15 for each referral.
  • You can earn upto Rs.212 max using this DataBuddy app.

Fynd App Refer and Earn Program:

Fynd App

Fynd app is an e-commerce clothing or apparel store. By using its referral program, you can buy clothes for almost free of cost. You can redeem flat 40% of Fynd referral cash on the total order value of your products. You can refer your friends and family to Fynd app and earn Rs.10,000.

  • Download Fynd app from Play Store.
  • Open the Fynd app to continue the signup process using your phone number or you can also continue through the Facebook.
  • Then you will recieve the OTP to your given phone number. Enter the same and you are done. Use any referral code (search from the web).
  • You will get Rs.100 as welcome bonus into your Fynd wallet .
  • Not only this one more step is left for the refferal bonus.
  • Go to My Account tab at the top right corner of the app and click on it.
  • Click on “Refer and Earn” option. Enter the code.
  • Now you will get Rs.1000 credited into your fynd wallet.
  • Share this app with your friends and get Rs.1000 for each signup referral and if they make a purchase you will get 100 INR extra.

Freecharge App Invite and Earn Program:


Freecharge is the similar app like Paytm, Mobikwik and PhonePe. Recently, this app has started UPI payments facility. You can make fund transfers to different bank accounts in India. Plus, you can do mobile recharges, DTH, Data Card recharges and more. Now, this app has already started to refer and earn program. So, earn quick cash by referring Freecharge to your friends.

  • Download Freecharge app from Google Play Store.
  • Sign up with your phone number and verify your number with OTP (One-Time Password). Use referral code R15SB6C.
  • Refer your friends with your referral code which is available in your Freecharge app. Tell them to do the same things as shown above.
  • You can get up to Rs.5000 and earn 50 INR per referral.

Unocoin Refer and Earn:


Bitcoin (cryptocurrency) is trending now all over the Internet. Unocoin is an unique platform where you can buy and sell bitcoins. Unocoin is a similar app like Zebpay (currently it is no more). Since Bitcoin is trending, Unocoin gives us an opportunity to earn Rs.10 Paytm wallet cash (unlimited referral) for every installation and signup. You can also get 15% of transaction fee for every referral friend make a transaction through Unocoin.

  • First of all download the Unocoin app from Google Play Store.
  • After downloading the app, open it and signup with your Paytm registered phone number.
  • And while signing up put any referral code by searching the web or put a referral code of your friend, family.
  • Done! you have successfully created the account in the Unocoin app.
  • Next step is to get the referral code and you need to verify your KYC (Know Your Customer) documents.
  • Go to your Unocoin profile and click on verify option, upload all the documents that you need to submit like your Photo, Aadhaar card and others.
  • Within 24 hours your account gets verified and you will get your unique referral code. Now visit refer and earn section.
  • Now start referring Unocoin to your friends or family members.

Savemonk Refer and Earn:


Savemonk is an app that gives cashback when you make a purchase from any online shopping sites like Jabong, Flipkart, Ajio etc.  Savemonk app also have a refer and earn program where you can earn by referring your friends, family. We have discussed how to earn using Savemonk refer and earn program.

CashNinja Refer and Earn:


CashNinja App is an android app and through this app, you can simply earn money by downloading Android apps, completing the simple tasks and by referring your friends.

  • Download the CashNinja app from the Play Store.
  • After downloading the app, open the app and quickly signup.
  • Go to refer and earn option and send invites to your friends or family members.
  • Get Rs.10 when your friend installs the CashNinja app and installs any one app from it. Rs.15 will be credited once your friend reaches Rs.50 and recharges his phone.

More Refer and Earn Apps in Short

Already we told you many useful apps that give real money. But now we are mentioning some more unique apps/websites (refer and earn apps in India) that can also give you quick bucks in your pocket.



Instamojo is basically a payment gateway that helps small and medium-sized businesses to collect payments with ease. You can also create an online store here and start selling products and services such as Clothes, Shoes, Fashionable items, eBooks etc. This payment gateway company is running ‘Invite and Earn’ program. Earn Rs.500 per referral.

  • Visit Instamojo and sign up with your personal details like name, mobile number, email. Don’t forget to add bank account too.
  • Now visit ‘Invite and Earn’ section to get your unique referral link or referral code.
  • Now share that referral link with your friends and ask them to sign up.
  • Your friend and you both will get Rs.500 when your friend receives his/her first payment through Instamojo. All the Payments will directly be credited to the linked bank account.



Cashboss provides quick cash for downloading android apps. It’s a similar app like ladooo, FreeB, Earn Talktime. When you share this app with your referral code then you will earn Rs.15 per install. You can also earn daily upto Rs.5 by spinning the wheel. Transfer all the earnings to your Paytm wallet too. This app is owned by CouponDunia which is a trusted site as well.

  • Download the app from Play Store.
  • Install and open the app.
  • Then enter your phone number.
  • After that, verify your mobile number using OTP (One-Time Password).
  • After phone number verification, just complete any offer to be eligible for ‘spin the wheel’ game.
  • Keep sharing the app with your referral code to earn money.

Earn Talktime – ETT:

Earn Talktime - ETT

This app is introduced by RationalHeads Technologies and it provides you an opportunity to earn gifts and recharges on doing simple tasks on ETT/Earn Talktime app. ETT has been changed a lot and it lets you play games, watch latest videos as well. This app never did mischief with any user. But, be careful because there are so many fake apps available in Play Store with the same name. So, download this app by verfying its original logo that we already added above.

  • Download ETT app from Play Store.
  • Install and open it to quickly sign up. Put referral code if you have any.
  •  Go to – Profile – enter your DOB (Date of Birth), Gender, Occupation and all the necessary information.
  • Download any app from ETT App and complete the tasks.
  • Start referring this app with your friends to generate income from it.

Pocket Money:

Pocket Money

Discover some new apps and earn money by downloading it through Pocket Money. More than 5 million users are using it. It is also a trusted app to work with.

  • Download Pocket Money app from Google Play Store.
  • Now, Install and open the app.
  • Now enter your phone number and verify it by providing correct OTP number.
  • You will see list of offers which can pay you for completing them.
  • Earn more by referring friends.
  • Go to menu and select Invite and  Earn option.
  • Copy and share your referral link and starting referring friends.
  • When your friend joins pocket money and completes one offer, you will be rewarded with Rs.25.

Conclusion: Refer and Earn Apps

I already mentioned some best refer and earn apps in India which are completely unique and genuine. In this article, I tried to cover almost everything that can help you. If I forgot something then please comment below so that I can add them as well. I’ll keep updating article. So, don’t forget to bookmark this page. Subscribe to our push notification service to get update about each and every offer. Visit daily to get latest offers, deals and coupons.

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